Personal Finance

As you add members to your family, you might be outgrowing your beloved vehicle. If it’s time to purchase a new car, making sure that it has enough space for your kids, their friends, and all of the bits and pieces that come along with their hobbies and after-school activities is vital. It’s also extremely important to make sure that the car you purchase will keep your family safe and be reliable for the long-haul.

Many people use the new year as a chance for a fresh start. When it comes to your finances, this is the perfect opportunity to think about changes to your current financial habits. If you’ve struggled to increase your savings or spend less, start the year right with these tips.

‘Tis the season for fraudsters to take advantage of the holidays. 2020 has been a challenge for us for all, and we want to do our best to make sure you are protected from additional challenges like fraud and scams that can pop up over the holiday season.

Deciding to buy a home can be one of the most exciting decisions in your life. Finally having your own space to expand, raise a family, and customize with your dream features is a major life goal for many people!

As your family grows and your lifestyle changes, you may find yourself outgrowing your current space. Deciding whether to move or remodel your home can have a significant impact on your finances. If you’ve decided to remodel, it’s a good idea to start with the room that will add the most to your home’s equity. In most homes, that room is the kitchen.

Owning a home is a huge asset. But, as your family grows, your house does not grow alongside it. Perhaps you are running out of bedrooms, need an extra bath, or valuable square footage has been designated for years as a catch-all storage space, and now you need it back! When your living space no longer works for your family, it may be time to consider a change.

Having a baby is one of the most exciting times in your life. However, deciding to expand your family can also come with a lot of financial uncertainty.

We have compiled a list of advice to help you prepare for a baby financially and ease your worries. We want you and your partner to enjoy the excitement and joy that comes with this experience, and not have to focus on money-related anxiety.

Purchasing a home as a first time home buyer is a new and exciting experience. However, it can also come with its concerns. One primary concern is how to come up with the money for a down payment.

Thankfully, there are various options available to help you get the funding for your down payment, so don't let this one piece of the puzzle stop you from achieving your goal of purchasing your own home.

Buying a home for the first time is both thrilling and intimidating. That’s why it’s important to educate yourself as you prepare for homeownership.

No matter what your retirement goals, an important part of the road ahead is ensuring a steady stream of income.

You may have heard about the stock market dropping and being in a “bear market”, but what is a bear market? What’s the difference between a bull market and a bear market? How does this affect you?

Both credit cards and debit cards perform the same basic function, but each provides unique features and/or perks that lend themselves more readily to certain financial goals. Therefore, having a better understanding of credit vs. debit cards and the benefits or drawbacks they offer is the best way to make an informed choice with your financial interest in mind.

Making ends meet paycheck-to-paycheck can be stressful in itself. But what happens in times of financial crisis - like a nation-wide pandemic, or an economic recession? Taking a closer look at your finances, and creating an actionable spending plan can help you survive (and recover from) unforeseen financial hardship. 

Get a little rest and relaxation, even if you have a tight budget, with these fun and cheap vacation ideas.

A share certificate account is similar to a certificate of deposit (CD), but it is issued by a credit union, rather than a bank. If you’re looking for earnings on your savings, a Chartway share certificate is a beneficial option to grow your savings.

Is your wallet feeling the heat this summer? We’re here to help make your summer more affordable with a few simple tips.

You have wants and you have needs. Saving is your key to successfully managing your money and reaching your goals.

Beware of phone scammers! Unfortunately, caller ID can’t always be trusted. Caller ID spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity and increase the likelihood that you’ll answer the call.

Use this checklist as a simple guide to start taking strides towards creating your financially healthy family. Start today with tip #1. If you're in need of financial advice or just have questions about saving, our Chartway team is here to help make your life more affordable.

Your credit score can have a major impact on your life. Having a good score can help you achieve your goals quickly and at the lowest possible cost. Chartway can help you understand your credit score so that you have an idea if you will get approved or qualify for the best interest rate.

If you're a homeowner who feels like you have more space than you really need, you’ve probably considered downsizing into a smaller dwelling at some point. Here are 7 questions to ask yourself when you are considering the change.

So, how do we teach kids the value of a dollar, if we rarely use them?

Members are quickly moving from traditional paper statements to eStatements and a simpler, more convenient way of tracking their spending.

Does the thought of making a budget give you anxiety? Don’t stress. With a realistic budget, you can put yourself in a stronger financial situation.

Now’s the perfect time to take a look at your spending habits over the past 12 months to see if you can make changes to make your money go further.