As a business owner striving for success, the path forward can seem unclear at times – but we want to light your way. With a Chartway business loan, you’ll be able to fuel growth and create a thriving business. Let us guide you on your bright way forward.
Business Loans
Discover the Business Loan that fits your needs:
The road to a successful business starts with having reliable transportation, and we want to help you drive your business forward with a Chartway Auto Loan.
Having the right equipment is essential for the growth of your business, and we’re here to help you seize opportunities and enhance operations with an equipment loan.
Whether you're running a logistics company, construction business, or offering delivery services, our Commercial Vehicle Loan is tailored just for you.
Whether it's working capital or seizing new opportunities, Chartway’s Business Line of Credit is your trusted partner on your entrepreneurial journey.
If you have questions regarding our Business Loans, please give us a call at (877) 609-8533.
Frequently Asked Questions
How can I qualify for a Chartway Business Loan?
You will need to have:
- Business established for at least two years with 1 year tax returns
- Liquidity to Total Debt = 7%
- Combined Net Worth (borrower plus guarantor) at least 3x the loan amount for term loans and lines of credit, 2x for vehicles and Residential Commercial Real Estate.
- Businesses must have a Chartway account with Prime Share and be located within Chartway’s markets (Virginia, Utah, Northern Arizona, Southern Nevada, North Carolina, Houston Texas area)
- Business documentation and identification required from borrower and guarantors
How can I reach out for more questions?
- If you have questions regarding our Business Loans, please give us a call at (877) 609-8533.
Is there a Loan Origination Fee?
- A loan origination fee will apply to each small business loan. This fee is permitted to be deducted from the loan proceeds.
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