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FRAUD AWARENESS REMINDER

Chartway will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution. If you are contacted unprompted, please call us at (800) 678-8765. We are here to help keep your accounts safe.

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Waist up portrait view of the multiracial woman holding credit card and typing details at her smartphone
Checking
A brighter way to bank. Face the many possibilities of a Chartway checking account.

Checking

Discover the Checking Account that fits your lifestyle:

High-Yield Checking

High-Yield Checking provides above-market rates, higher returns, and all the perks you need, offering convenient banking solutions  to help you achieve your financial goals.

Benefits

  • No Minimum Balance Required – Enjoy the freedom of banking without balance restrictions.
  • No Monthly Maintenance Fees – Keep more of your money—no hidden costs or recurring charges.
  • Overdraft Privilege & Protection – Added peace of mind when you need it most.
  • 24/7 Online & Mobile Banking Accounts – Manage your money anytime, anywhere—right from your device.
  • Instant Person-to-Person Payments – Send money to friends and family in seconds with ease.

Learn More     Open High-Yield Checking Account

Cash Back Checking

Earn more and do more with Cash Back Checking, offering cash rewards on your account, free unlimited ATM access, and free online banking—switch today and start earning!

Benefits:

  • Online & Mobile Banking – 24/7 Access to your account
  • Overdraft Protection Options – Get an added layer of financial security.
  • Online Bill Pay – Pay all your bills in one place—securely and on your schedule.
  • Person-to-Person Payment – Easy, instant way to share payment with friends
  • No Minimum Balance Requirements — Start earning Cash Back today with no money down.
  • Easy Access with Direct Deposit — your paycheck, tax refund, or government benefits are deposited straight into your account.

Get The Details      Open Cash Back Checking Account

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Essential Checking

Chartway's Essential Checking offers the flexibility and tools to help you build your checking account and improve your credit score, with services and support tailored to fit your lifestyle.

Benefits

  • Mobile & Online Banking — Stay connected to your finances wherever you are.
  • Direct Deposit — Have your paycheck, Social Security, or other recurring payments deposited directly into your account.
  • No Balance Requirements — Whether you have a lot or a little, you can open an account and start saving.
  • Person-to-Person Payment System — Send money quickly and securely to friends, family, or anyone else.

Discover More    Open Essential Checking Account

Student Checking

Start a no-minimum balance checking account that helps teens learn financial responsibility while giving parents control to oversee spending habits.

Benefits

  • No Minimum Balance Requirment — Form healthy financial habits and start saving by opening an account with no money down.
  • Mobile & Online Banking — Keep track of your account activity from your phone or desktop at any time and in any place.
  • Free Access to Credit Score — Set yourself up for the future and build good credit with free access to your credit score.
  • Parental Control — Parents have access to safely monitor and aid their students financial goals.

Find Out More    Open Student Checking Account

Open a Checking Account

New Members 

If you're not yet a member with Chartway, click the button below to open a Checking Account. 

Open a Checking Account

Current Members

If you're already a Chartway member, click the button below to open a Checking Account.

Add a Checking Account

When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.

Stay connected to your finances from anywhere.

We’re here when you have questions or need assistance.

Add SimpleSavings to your Checking account and automated debit card purchases to create a savings plan.